Our Fees

We charge a commission fee for our services on a 'no collection, no commission charged' basis.
Our commission fee depends on the Pricing Option you select. Pricing Options are advertised below

No Collection, No Commission Fee Policy

Our commission fee is only deducted from payments received from the debtor. This policy ensures we are fully invested in your success, as we only earn a commission when the debt is recovered.
Terms of Engagement apply*

If your terms of trade permit, we may be able to add our commission cost to the principal debt amount

Use our Commission Fee Calculator below to estimate the total commission fee for recovering your debt.

No Hidden Costs for Debt Recovery

Unlike other debt collection agencies, we do not charge extra fees for each letter of demand, phone call, or email made during the debt recovery process. 

If multiple civil enforcement actions are required, we will discuss these with you, as they may incur court and legal fees.

Disbursements from the debtor's repayments will be paid to you monthly, along with a statement detailing the debtor’s payments and the outstanding balance.

 

Pricing Options

All Pricing Options include District Court enforcement paid by CIA Debt Recovery.
Our  Terms of Engagement apply*. Pricing below excludes GST.

Interactive Options

Option

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Debt size $10,000+

Special flat-rate

Custom Pricing

Contact Us

Option

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Debts size $500+

25% flat-rate fee

$60 debt load fee

View Details

Option

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Debts size $1,000+

30% flat-rate fee

No debt load fee

View Details

Option

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Any debt size

35% flat-rate fee

No debt load fee

View Details


Updated 05.12.2024

These pricing options are effective from the date above.

 

Commission Fee

Find out how much the total commission we will charge for a debt collection.

Our commission fee structure: we deduct a percentage (+GST) from the total debt.

  1. Enter your debt amount into the commission fee calculator.

  2. Select a Pricing Option

  3. The commission fee will automatically calculate based on your chosen Pricing Option. 

The commission fee amount shown by the calculator is the total commission fee. We will not deduct/charge you the total commission fee upfront, unless your debtor repays the debt in full with one payment. 

If your debtor repays the debt with a regular repayment plan we will only deduct a small portion from each repayment, which will go towards our total commission fee.

If your terms of trade include a debt collection provision, then you may be able to make your debtor liable for our commission fee.

Send us an email with a copy of your terms of trade if you are unsure if this applies for your debt and we will review it.

Terms and Conditions

 

 

Debt Amount $
Select a Pricing Option  
Commission fee (excl. GST)$
GST (15%) $
Commission fee (incl. GST) $
 
   

Time is of the essence!

There is a time limit for filing civil enforcement proceedings in court if your debtor refuses to pay voluntarily. 

If a debt claim is filed more than 6 years after the event that gave rise to the debt, the chances of successful recovery are significantly reduced.

Act now to recover your debt before it's too late.

 

Load Consumer Debt      Load Tenancy Debt      Load Commercial Debt

 

© Copyright 2026 CIA Debt Recovery Ltd, all rights reserved.

 


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